Purchasing a home is one of the most significant investments you will make. We will make sure you are equipped with the knowledge and skills to become a responsible homeowner.

Homebuyer Assistance Programs

Our Homebuyer Assistance Programs offer qualified homebuyers funds to help with down payment and closing costs:

  • Applications for the City of Scranton, the City of Carbondale and Lackawanna County are processed through NeighborWorks Northeastern Pennsylvania.
  • Not purchasing in these areas? Your HUD-Certified Housing Counselors at NeighborWorks can connect you with other programs based on your unique needs.
  • The first step to accessing any funding is to complete a Homebuyer Education course and meet with one of our HUD-Certified Housing Counselors. View our events calendar to find and register for an upcoming homebuyer workshop.
  • If you prefer online, click here to access our virtual homebuyer education course for a fee. Contact our office at 570-558-2490 to learn about discount codes or ways to make this course free.
  • Applications are given after you have completed both education and a one-on-one meeting with a counselor. Click here to learn more about our one-on-one sessions.

For more information, contact us at intake@nwnepa.org or (570) 558-2490.

City of Scranton Homebuyer Program

The City of Scranton Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:

  • $5,000 minimum assistance awarded to approved applicants.
  • Homebuyer education required prior to applying.
  • Approval based on adjusted household income, you may qualify for deductions.
  • Award amounts are 10% of purchase price limit not to exceed $20,000.

Lackawanna County Homebuyer Program

The Lackawanna County Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:

  • $7,500 minimum assistance awarded to approved applicants.
  • Homebuyer education required prior to applying.
  • Approval based on adjusted household income, you may qualify for deductions.
  • Funds available on a first-come, first-served basis.
  • Income limits are 100% of HUD area median income, which is higher than the income limits for the City of Scranton.

City of Carbondale Homebuyer Program

The City of Carbondale Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:

  • $5,000 minimum assistance awarded to approved applicants.
  • Amount awards are 10-15% of home purchase price.
  • Homebuyer education required prior to applying.
  • Approval based on adjusted household income, you may qualify for deductions.
  • Income guidelines are based on HUD guidance, which updates annually.

A Name You Can Trust

NeighborWorks Northeastern Pennsylvania is a certified HUD-approved housing counseling agency, a chartered member of NeighborWorks America, an approved agency for the Pennsylvania Housing Finance Agency’s (PHFA) Comprehensive Housing Counseling Initiative, and an endorser of the National Industry Standards for Homeownership Counseling.